What are specific examples of situations that may happen at my club to make our club need Commercial General Liability (CGL) coverage?
Common example – slips & falls due to the Club’s negligence (ie wet court, damaged court).
How much coverage does our club need to buy for CGL?
We cannot dictate this as their broker, but we always recommend higher limits.
What is an example of a situation that may arise at our club to make us need Directors’/Officers’ (D/O) coverage?
The D&O policy covers certain lawsuits alleging managerial negligence with no Property Damage or Bodily Injury loss.
D/O coverage also includes Employment Practices Liability that protects the club and executive against liability of wrongful termination, discrimination, and harassment among other events, subject to the policy terms, conditions and exclusions.
Please go to OTA - Club Insurance and see page 10 of the document for more information, such as on the topic of protecting the personal liability of the club executives and the club itself for losses resulting from poor management decisions, etc.
Does the D/O cover instances of alleged discrimination against our club?
That would depend on the Statement of Claim and we cannot confirm nor deny coverage without a full Statement of Claim.
Does our club need to pay for tennis court and building coverage?
No, if you do not own it since you have no insurable interest. You will not be suffering a monetary loss should anything happen to the property.
If the city where our club is located only needs proof from us that we have $2 million in CGL coverage in place, should we buy a higher limit than this?
As brokers, we cannot comment on the sufficiency of coverage, it becomes a business decision because of the cost. Or, we always recommend that the clubs purchase more than what is required to be on the safe side.
Does our club insurance cover the people who are playing tennis on our club courts?
Please click here to get the information that best answers this query.
What is a specific example of why our club would need to purchase Sports E/O coverage?
Professional Liability policy covers certain lawsuits alleging purely economic damages arising out of the performance of member services with no accompanying bodily injury or property damage. The following are examples of exposures that make a Professional Liability policy beneficial for a sports and recreation organization:
A player alleges that improper instruction by a coach resulted in the loss of an athletic scholarship or professional sports career.
A player alleges that mistakes made in his/her recruiting service profile resulted in the loss of an athletic scholarship or professional sports career. Sports organizations that publish player statistics or strengths and weaknesses may have this exposure.
Who can I contact if I have further questions?
If you have other questions, please contact Cecilia Bince of Marsh Canada at 647-393-4402 or at Cecilia.bince@marsh.com
New article on ONTennis.ca from Scott Langdon: An exhaustive list of tennis media (books & film) and simple exercises to perform... while seated🛋️ Anything we missed? 🤔 Link below + in bio!
🔗: http://ontennis.ca/articles/2021/couchtennis21.html
#AD New OTA partner @ThingsEngraved is pleased to offer a 15% introductory discount on any gift item, including Valentine’s Day gifts at www.thingsengraved.ca . Use promo code LoveTEOTA-15 when ordering.
Things Engraved is Canada’s premier gifting company. It specializes in personalized gifts, such as engraved and embroidered items for all occasions. Happy shopping!
#partnership #giftguide #valentinesday #engravinggifts #shopcanadian
NEW article on ONTennis.ca (Link below ⬇️ ): We take a look at what it’s like to be a tennis official! As competitive tennis grows, there will be more demand than ever. Read about how some of Canada’s most senior officials got started...We also provide insight, guidelines and contact information for anyone who might want to give tennis officiating a try!
🔗 : http://ontennis.ca/articles/2021/GameSetMatch21.html
Enjoy!
Thanks to our communities, @CapitalKidsTennis was nominated under the category of Ottawa's Best Youth Sports Program for the 2021 Ottawa Awards by Faces Magazine (@facesOttawa)!
Voting ends Jan 30th...check out link in bio!
**This program would not have been possible without @ONTrillium @NCTA.ca and @cityofottawa. Thanks to their support, Capital Kids has been able to introduce tennis to kids/teens from diverse Ottawa neighbourhoods in a safe, fun environment. We hope to be back on the court soon. Please stay safe!
NEW article on ONTennis.ca: Competitive Seniors Tennis 🎾Poised for Growth by Scott Langdon
🔗 (Link in bio!)
http://ontennis.ca/articles/2020/competitiveseniors20.html
The latest @ ONTennis.ca 🎾💻 we dive into the history of #Yonex from its beginnings as the Yoneyama Corporation in Japan in the 1950’s to its present-day status as a global sports super-brand! The OTA is proud to welcome Yonex as the Official Racquet and String of the Association.
🔗 Link in bio to read the full story. Enjoy!
Read our latest story from @max_gao in which he talks to pros @rolandgarros - See what @rafaelnadal, @geniebouchard, @petra.kvitova, @denis.shapovalov, & @gabydabrowski have to say about how their lives have changed on and off court during the pandemic.
(Link to story in bio and below 🔗 ) : http://ontennis.ca/articles/2020/pandemicTennis20.html
#tbt As all municipalities now allow doubles play across Ontario, enjoy this backspin read on doubles team chemistry.
🔗 : ontennis.ca/articles/2020/DoubleDreamTeam_2013.html
📸 : @jagphotography
#backspin #getonthecourt
Beloved Canadian tennis star Bruno Agostinelli Jr. passed away tragically in 2016 at the age of 28. His younger brother Gianluca lovingly remembers his brother in this tribute story. Gianluca tells us about Bruno’s wonderful accomplishments as a junior, college and Davis Cup star and about how he inspired the next generation as an elite coach at Tennis Canada. But, more than that, he shares what it meant to be Bruno’s brother and how he was inspired by Bruno in tennis and in life… and still is. After stepping away from the sport, Gianluca was drawn back to it as a way of coming to terms with Bruno’s passing and to feel close to him once again.
Read about Bruno’s incredible legacy: http://ontennis.ca/articles/2020/StringsAttached.html
NEW POD ALERT! 🎙️ In this special edition of the ONTENNIS Podcast presented by Mayfair Clubs, we speak with the OTA’s President and CEO Jim Boyce about the effects of COVID-19 on tennis in the province.
Jim discusses how the tennis landscape has changed since the pandemic and what measures the OTA’s member clubs and their members will face as they attempt to re-open safely.
In a dynamic, ever-changing environment, Jim talks about the OTA’s role, the clubs and academies challenges and the responsibilities and directions outlined by the various levels of government that will shape the way tennis is played as we return to the courts!
To listen to this episode now, visit one of the podcast apps below 🔗: Soundcloud: http://ow.ly/BLdh50zOybL
Apple Podcasts: https://cutt.ly/ZyO9oCj
Stitcher: https://cutt.ly/oyO9pV6
Google Podcasts: https://cutt.ly/wyO9aFP
Congrats to @mattross96 for being last week’s #playtennisathome winner and receiving a gift card from @merchanttennis 🎾
A new winner will be drawn at the end of the week...remember to tag @merchanttennis and @ontariotennisassociation and get those videos in!
Good Luck! (Open to Canadian residents only)
Contest details 🔗: merchantoftennis.com/pages/playing-tennis-at-home-contest
Mayfair Clubs is running a fun colouring contest for you and the kids to showcase your artistic skills & relieve some stress! Five lucky winners will receive a GIANT TENNIS BALL! 🎾
Colouring sheets are created and designed by the talented Carol Gouveia @carolinnegouveia from the Mayfair Clubs marketing team. ***Go to link in @mayfairclubs bio for Contest details and downloadable colouring sheets.
Contest ends May 20th. Happy colouring!🖍